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Savings Accounts

Savings Account

  • Payroll Deduction
  • Dividends paid on $500.00 or more; Quarterly
  • May be used as collateral for Secured Loans
  • Direct Deposit available
  • 4 free in person withdrawals per month; $5.00 per withdrawal thereafter
  • $25 to open account; includes one time membership fee
  • ATM card available

Checking Account

  • Checking Accounts

    No monthly service charge; overdraft protection available
  • Payroll deduction
  • Dividends paid quarterly
  • Direct Deposit
  • 24 hour Audio Response (1-877-778-7014)
  • Debit cards available
  • $50.00 minimum deposit to open
  • Courtesy pay

Certificate of Deposit Account

  • Terms – 12 months to 60 months; Penalty imposed for early withdrawals
  • Minimum balance, $1000.00
  • Competitive Rates
  • Insurance - NCUA insured up to $250,000.

    CDs

 

Individual Retirement Accounts

  • Traditional IRA – Taxes may be deferred on your dividends and contributions until you withdraw the funds at age 59 ½.
  • Roth Ira – Contributions are taxed but the earnings grow as tax-deferred. Therefore at age 59 ½ and a five year investment period, funds can be withdrawn tax-free. Withdrawals can be made at any time without penalty.

* IRA Transfers – At your request, CPTFCU can assist with the transfer of your IRA funds from your current institutions to CPTFCU.

Caddo Parish Teacher's Federal Credit Union | Federally insured by: NCUA Equal Housing Lender.